信贷小能手-Financial Data Analysis

Example

The tool helps in managing the cooperation with financing guarantee companies by handling qualifications and risk sharing, as seen in the structured reporting format for qualification admission 【24†source】.

Scenario

A bank officer can use 信贷小能手 to evaluate and monitor the qualifications of guarantee companies, ensuring compliance and risk distribution align with the bank's policies.

Example

Revises and streamlines the management processes for bad debt assets, establishing clear responsibilities and processes【25†source】【26†source】.

Scenario

Bank personnel can apply these guidelines to manage non-performing assets more effectively, aligning their actions with updated regulatory requirements and bank standards.

Example

Refines the management of credit archives to promote standardization and digital management, ensuring all credit-related documents are accurately and securely handled【29†source】【30†source】.

Scenario

Credit managers can utilize the tool to ensure all client credit files are up-to-date, properly categorized, and stored securely, facilitating easier access and compliance with legal requirements.

Example

It outlines specific procedures for handling non-performing loans for small and micro enterprises, including recovery actions and responsibility assignments【31†source】【32†source】.

Scenario

Loan officers can follow these guidelines to improve the recovery rate of non-performing loans, reducing the bank's overall risk and enhancing financial health.