Financial Statement Analyzer-tool for financial analysis and forecasting.

Example

Extract detailed items from balance sheets, income statements, and cash flow statements, computing year-over-year changes for each line item.

Scenario

A company has uploaded its latest quarterly financial statements, and the tool retrieves each line item (e.g., revenues, liabilities, operating expenses) for two consecutive years. It calculates the percentage changes and organizes the data in a table for easy comparison. This helps users identify trends such as increasing operating margins or growing long-term debt.

Example

Automatically compute common financial ratios such as ROA, ROE, gross margin, current ratio, debt-to-equity ratio, and asset turnover.

Scenario

When analyzing a retail company, a user uploads a balance sheet and income statement. The tool calculates profitability ratios like Return on Assets (ROA) and Return on Equity (ROE), giving users a clearer picture of how efficiently the company is generating profits from its assets and shareholders' equity.

Example

Predict whether next year’s EPS is likely to be higher or lower, based on the current financial trends in profitability, leverage, and growth.

Scenario

A company shows rising revenues but has increasing interest expenses due to new debt. The tool uses this information to assess whether these trends could negatively impact the company’s future earnings, predicting a 'small decrease' in EPS due to rising financial costs outpacing revenue growth.

Example

Convert financial statements into a common-size format to standardize analysis and comparisons between different companies.

Scenario

For an analyst comparing two competitors in the automotive industry, the tool converts their income statements into common-size statements (i.e., expressing each line item as a percentage of total revenue). This allows for direct comparison of cost structures and profitability margins, regardless of the companies' size.

Example

Identify patterns in financial data (e.g., revenue growth or shrinking margins) and forecast future performance.

Scenario

When reviewing a technology company’s income statement, the tool detects a five-year pattern of declining gross margins, despite steady revenue growth. It forecasts potential margin compression and alerts the user to the risk of long-term profitability declines.