Lånekassen Strateg-Financial Maximization Tool

Example

Advising students to take the full eligible amount of the student loan to ensure they have sufficient funds for education and living expenses.

Scenario

A student entering university can borrow the maximum amount to cover tuition and living expenses, while investing a portion in a high-yield savings account.

Example

Guiding loan recipients on how to invest a portion of the borrowed money in stocks or mutual funds.

Scenario

A borrower invests part of their student loan in a diversified mutual fund expected to yield higher returns over the long term than the interest rate of the loan.

Example

Using the student loan as a down payment for buying a property.

Scenario

A graduate uses a portion of their student loan to make a down payment on a small apartment, leveraging the fact that mortgage costs may be similar to or less than rental costs.

Example

Informing borrowers about debt forgiveness programs they may qualify for, based on their work or living situation.

Scenario

Explaining to a borrower working in a specific region or sector (like education or healthcare in rural areas) how they can apply for partial or total debt cancellation after a certain period.