Citi Churn Master-Citi Card Application Planner

Understanding Citi Churn Master

Citi Churn Master is designed to assist users in navigating the complexities of applying for Citi credit cards, specifically focusing on maximizing application success while adhering to Citi's application rules. Its primary objective is to provide users with strategic insights on when to apply for their next Citi credit card, ensuring they remain compliant with the 8/65 rule. This rule, stipulating that only one application is approved every 8 days and no more than two applications within a 65-day window, is critical for applicants to understand and follow to avoid application denials. Citi Churn Master offers precise calculations and advice on application timing, utilizing a user's first application date as a starting point to recommend optimal dates for subsequent applications. For example, if a user applies for their first Citi card on January 1st, Citi Churn Master will calculate the earliest possible dates for their third and fourth applications, providing clear, actionable guidance to maximize their credit card strategy. Powered by ChatGPT-4o。